Home loans : HDFC Housing Loans

HDFC Ltd Over 3 decades of exclusive experience, a dedicated team of experts and a complete package to meet all your housing finance needs. Their home loan is available for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. HDFC finances up to 80% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the customer.

HDFC Ltd Home Loan


HDFC Ltd brings HDFC home loans with convenient repayment options to suit your budget at your doorstep.
You can take a Home Loan for following purposes
• Home Loan-If you want to purchase fresh or resale or construct houses can apply individually or jointly for HDFC home loan.
• Home Improvement Loan-HIL (Home Improvement Loan) facilitates in-house & peripheral repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminum windows.
• Home Extension Loan-HEL (Home Extension Loan) facilitates the extension of an existing lodging unit.
• Land Purchase Loan-HDFC Land Purchase Loan facilitates to purchase land. It can be for dream house or an investment for the future.

Features & Benefits of HDFC Ltd Home Loan

• Attractive Home Loan Rates.
• Options from Fixed Rate or Floating Rate are available.
• Maximum funding upto 80% of the cost of the property.
• Easy repayment options.
• Hassle Free Documentation.
• You can choose from Fixed Rate or Floating Rate.
• Flexible repayment options to suit your individual needs.

Current Home loan rates of Hdfc Ltd

Loan Schemes	Upto & including Rs 30 lacs	above 30lacs to 75lacs	above 75lacs
HDFC Ltd (Floating Rates)	Scheme I : 10.75% (Fixed for 3 yrs ) Scheme II : 11.25% (Fixed for 5 yrs ) After that 10.50% rate or then applicable rate.	Scheme I : 11.25% (Fixed for 3 yrs ) Scheme II : 11.50% (Fixed for 5 yrs) After that 10.75% rate or then applicable rate.	Scheme I : 11.75% (Fixed for 3 yrs ) Scheme II : 11.75% (Fixed for 5 yrs) After that 11% rate or then applicable rate.

Documentation required for HDFC Ltd Home Loan

Salaried Customers	Self Employed Professionals	Self Employed Businessman
Application form with photograph	Application form with photograph	Application form with photograph
Identity and Residence Proof	Identity and Residence Proof	Identity and Residence Proof
Latest Salary-slip	Education Qualifications Certificate and Proof of business existence	Education Qualifications Certificate and Proof of business existence
Form 16	Last 3 years Income Tax returns (self and business)	Business profile
Last 6 months bank statements	Last 3 years Profit /Loss and Balance Sheet	Last 3 years Income Tax returns (self and business) Last 3 years Profit /Loss and Balance Sheet
Processing fee cheque	Last 6 months bank statements Processing fee cheque	Last 6 months bank statements (self and business) Processing fee cheque

Corporate Office

HDFC Ltd
Ramon House, 169, Backbay Reclamation,
H T Parekh Marg, Churchgate
MUMBAI - 400 020.

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

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